Regular Savings

This is the primary account offered to members, which allows you to have access to the account at any time.

Withdrawals are done once a month.

Minimum monthly savings are R100.

To earn interest, you will need to have a balance of R200

Xmas Savings

Members who are interested in saving for year-end expenses should consider this product.

Amount is non-withdrawable during the year and you can only have access at the end of the year.

Minimum monthly savings are R100

Group Savings

Group of members saving together for their own specific purpose

All members of the group must be members of SADTU SACCO

Maturity date is set by the members

Minimum monthly saving is R1 000

Certain transactions fees are charged on this account

Loan Products

Loan Products

Emergency loan

In an event of an unplanned financial event, we will provide you with an emergency loan.

This is the first loan that is issued out to members and is accessible at any time if all the required conditions have been met.

Amount will range from a minimum of R500 to a maximum of R5000

Emergency loan

In an event of an unplanned financial event, we will provide you with an emergency loan.

This is the first loan that is issued out to members and is accessible at any time if all the required conditions have been met.

Amount will range from a minimum of R500 to a maximum of R5000

Short-term loan

This is the second loan product offered to provide our member access to finance.

Amount will range from a minimum of R5100 to a maximum amount of R15000.

This loan is repayable within 36 months.